Crypto Tax
Calculate Canadian tax on cryptocurrency gains, losses and mining income for 2026.
Estimates only — how we calculate
Capital gains
CAD value when you sold
What you originally paid
Mining / staking
Taxed as business income (100%)
CRA rules
Selling crypto = capital gain or loss. Only 50% of a gain is taxable.
Crypto-to-crypto trades = dispositions. Each swap triggers a gain or loss.
Mining/staking done as a business = business income, 100% taxable at your marginal rate.
Losses can offset gains in the same year, or be carried back 3 years or forward indefinitely.
Net capital gain
$5,000
50% taxable
Estimated tax
$775
Effective: 15.5% on gains
Breakdown
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For planning purposes only. Not tax advice. Consult a CPA before making financial decisions.